(949) 749-2868
Making Quality Dental Care Accessible
At Ortega Cottage Dentistry, we believe that high-quality dental care should be accessible to everyone. We are committed to helping you understand your financial options so you can receive the treatment you need without unnecessary stress.
Our team is happy to review your coverage, explain your benefits, and help you make informed decisions about your dental care.
Dental Insurance
We accept most PPO dental insurance plans and work closely with many major insurance providers. Our knowledgeable team will help you maximize your benefits and handle claim submissions on your behalf.
As a courtesy to our patients, we:
- Verify your insurance benefits prior to treatment
- Submit claims directly to your insurance company
- Provide detailed treatment estimates
- Help you understand your coverage and out-of-pocket costs
Please note that dental insurance policies vary, and coverage is determined by your specific plan. We encourage you to contact our office so we can help clarify your benefits.
If you do not see your insurance provider listed, please call us — we are happy to assist.
Payment Options
- Cash
- Personal checks
- Major credit cards
Flexible Financing

We understand that some treatments may not be fully covered by insurance. To help make your care more manageable, we offer flexible financing options that allow you to spread out payments over time.
Financing options may include:
- Low monthly payment plans
- Interest-free financing for qualified patients
- Extended payment terms




